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Knowledge, experience, and dedication have brought the lawyers of The Epstein Law Firm to the forefront of their profession. From personal injury to civil litigation, they have built a strong record of success in achieving justice for their clients.
Our practice is diverse and well-established. Recognizing that every case is unique, we always begin by listening to you.
The Epstein Law Firm, P.A. has been successfully representing clients throughout New Jersey since 1973
Rideshare services like Uber and Lyft have revolutionized transportation, offering convenient and accessible travel options across New Jersey. However, with the rise of these services comes a complex web of insurance and liability issues, especially when accidents occur. Understanding how New Jersey’s insurance laws impact rideshare accident claims is crucial for both drivers and passengers. This comprehensive guide by The Epstein Law Firm, P.A. delves into the intricacies of these laws, providing essential information to help you navigate the aftermath of a rideshare accident.
New Jersey has specific insurance requirements for rideshare drivers, designed to protect all parties involved in an accident. These requirements vary depending on the status of the rideshare driver at the time of the accident.
When a rideshare driver is not logged into the app, their personal auto insurance policy applies. This policy must meet the state’s minimum requirements for liability coverage.
When a driver is logged into the app and waiting for a ride request, New Jersey law mandates that rideshare companies provide coverage. This includes:
Once a ride request is accepted and during the transport of passengers, higher coverage limits apply:
These tiers of insurance coverage are designed to ensure that adequate protection is available, regardless of the driver’s status.
Navigating insurance claims after a rideshare accident can be challenging due to the layered nature of coverage. Here’s how the different insurance policies come into play.
New Jersey follows a comparative negligence rule, meaning fault can be shared among parties. Your compensation may be reduced by your percentage of fault.
If the rideshare driver is at fault, the rideshare company’s insurance is typically primary, covering damages up to its policy limits. If another driver is at fault, their insurance will be primary, with the rideshare company’s insurance potentially providing secondary coverage.
Rideshare companies must also provide uninsured/underinsured motorist coverage, which protects passengers if the at-fault driver lacks sufficient insurance.
Understanding these aspects can help in filing a claim correctly and ensuring that you receive the compensation you deserve.
If you’re involved in a rideshare accident in New Jersey, follow these steps to protect your rights and facilitate your claim:
The Epstein Law Firm, P.A. specializes in handling rideshare accident claims in New Jersey, offering expert guidance and representation. Here’s how we can assist you:
Our attorneys understand the nuances of New Jersey’s insurance laws and rideshare regulations, ensuring that your claim is handled with the highest level of expertise.
We conduct a comprehensive investigation of the accident, gathering evidence and consulting with experts to build a strong case.
Insurance companies often try to minimize payouts. We negotiate aggressively on your behalf to ensure you receive the compensation you deserve.
If your case goes to court, our experienced litigators will represent you, fighting for your rights and interests every step of the way.
We provide personalized attention to each client, keeping you informed and involved throughout the entire process.
Rideshare accidents in New Jersey involve a complex interplay of insurance policies and legal regulations. Understanding these factors is essential for navigating accident claims effectively. The Epstein Law Firm, P.A. is committed to helping you understand and maneuver through these complexities, ensuring you receive the compensation you are entitled to. If you’ve been involved in a rideshare accident, contact The Epstein Law Firm, P.A. for a consultation and let us help you through this challenging time. Contact us today at 201-231-7847 or schedule a consultation online to learn more.
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340 West Passaic Street Rochelle Park, NJ 07662
Fax: 201-845-5973 201-231-7847
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560 Sylvan Avenue, Suite 1000-A Englewood Cliffs, NJ 07632 (By Appointment Only)
201-734-3763
18-20 Lackawanna Plaza, Suite 200 Montclair, NJ 07042 (By Appointment Only)
973-381-8410
The Epstein Law Firm
The Epstein Law Firm